Health is something that is very important to all of us. We consider being healthy as much as possible but with so many viruses and illnesses around us it has become very difficult. So the best way to keep us and our loved ones safe and sound is by having a best Health Insurance.
Not only that but in most of our daily life it is better to have an insurance for a safety. In India we have many insurances and we have to only find the right one for us.
Brief look at the Best Insurance Apps in India
Through an insurance app, the users can purchase, manage and track their insurance policies via the mobile app. They provide some features such as the ability to compare the quotes, buy policies, file claims and also make payments.
Benefits of the insurance app
Not only that but in most of our daily life it is better to have an insurance for a safety. In India we have many insurances and we have to only find the right one for us.
Types of Insurance Apps in India
There are many types of insurance that is available in our country. Some of them are the
Health insurance,
Car insurance,
Travel insurance,
Other Property insurance and more.
Having an insurance can be helpful in difficult times. Thereby we have to choose the right and the best insurance that will benefit us. There are plenty of rule and facts that we should consider before getting an insurance. There are many apps that can help you find a insurance plan that would fit for you. So today I am going to guide you to choose the right one.
Through an insurance app, the users can purchase, manage and track their insurance policies via the mobile app. They provide some features such as the ability to compare the quotes, buy policies, file claims and also make payments.
Benefits of the insurance app
Having an insurance app contains many benefits and one of them is the possibility to conveniently purchase and manage the insurance policy. Another benefit is that these insurance apps provide cash back offers and discounts when premium payments are made through the app.
Along with that some of the insurance apps allows the users to file claims or track the policy details that can be a great help for the policy holders.
Along with that some of the insurance apps allows the users to file claims or track the policy details that can be a great help for the policy holders.
Best insurance apps in India
1. Bajaj Allianz life- This is one of the leading Bajaj Allianz General Insurance Co. Ltd in India which have got a string focus on providing best customer service. The company have made an inclusive insurance app that provides features such as policy management, premium payments, claim settlements and much more. The app can be downloaded in both Android and iOS devices.
2. HDFC ERGO General insurance company- HDFC ERGO is another alternative app that is among the leading companies in the Indian Insurance company. It offers a huge range of products and services. This app too provides policy management, claim settlements, premium payments and more.
3. Niva Bupa Health Insurance - This Niva Bupa health insurance is a joint ventures between the UK based Max group and India’s Bupa finance plc. This company offers a huge range of health insurance plans and also have a large network of hospitals and clinics around India. This insurance company provides features such as policy management, premium payments, claim settlements , cashless hospitalizations and more
4. ILTakeCare insurance Apps - ICICI Lombard GIC Ltd is one of the largest private sector general insurers in India who are offering a great range of products including health, motors , travel, home, student medical insurance and more.
5. SBI General Insurance - This is one of a joint venture between the State bank of India and Insurance Australia group. They provide insurance products, health insurance, motor insurance, travel, home and more. It also offers features such as policy management, premium payments, claim settlements, cashless hospitalization and more.
6. Reliance self-i - This is a Reliance General Insurance company that provides a wide range of general insurance policy for individuals, businesses and organizations. They have more than 17000 trusted agents to make the delivery fast and easy along with that they also have an online platform for the users to purchase and manage the policies. There company customer service is available 24/7 to guide the customers when needed.
What are the things to consider when choosing an Insurance app?
We should always consider the transparency and the security of the app at the first hand. Find out whether the app provides details on what information it will collect from you and how it will be used.
Also check if they have a privacy policy and an encryption to protect your personal data.
Design and usability
2. HDFC ERGO General insurance company- HDFC ERGO is another alternative app that is among the leading companies in the Indian Insurance company. It offers a huge range of products and services. This app too provides policy management, claim settlements, premium payments and more.
3. Niva Bupa Health Insurance - This Niva Bupa health insurance is a joint ventures between the UK based Max group and India’s Bupa finance plc. This company offers a huge range of health insurance plans and also have a large network of hospitals and clinics around India. This insurance company provides features such as policy management, premium payments, claim settlements , cashless hospitalizations and more
4. ILTakeCare insurance Apps - ICICI Lombard GIC Ltd is one of the largest private sector general insurers in India who are offering a great range of products including health, motors , travel, home, student medical insurance and more.
5. SBI General Insurance - This is one of a joint venture between the State bank of India and Insurance Australia group. They provide insurance products, health insurance, motor insurance, travel, home and more. It also offers features such as policy management, premium payments, claim settlements, cashless hospitalization and more.
6. Reliance self-i - This is a Reliance General Insurance company that provides a wide range of general insurance policy for individuals, businesses and organizations. They have more than 17000 trusted agents to make the delivery fast and easy along with that they also have an online platform for the users to purchase and manage the policies. There company customer service is available 24/7 to guide the customers when needed.
What are the things to consider when choosing an Insurance app?
We should always consider the transparency and the security of the app at the first hand. Find out whether the app provides details on what information it will collect from you and how it will be used.
Also check if they have a privacy policy and an encryption to protect your personal data.
Design and usability
When you choose an insurance app you should also consider the design and the usability which is one of the important fact. Make sure the app is easy to use and navigate. The design should be simple and professional. The app have to provide good user experience by being informative and responsive.
Promotional offers
Promotional offers
There are some apps that will provide promotional offers, discounts or rewards for those who purchase certain products using their app. To gain these offers you have to carefully read the provided terms and conditions before making the purchase.
Also don’t forget to consider the customer service option when selecting the insurance app. Find out whether the app provides customer support through email, chat or phone. And find out if they have a FAQ section on their website or do they have an online forum to ask questions or get help from other users.
Conclusion
There are many awesome insurance apps and they provide many features to make it easy for the users to manage their policy and claims. Make sure to check on the transparency and security, design and usability, promotions and customer service when you choose the app.
Also don’t forget to consider the customer service option when selecting the insurance app. Find out whether the app provides customer support through email, chat or phone. And find out if they have a FAQ section on their website or do they have an online forum to ask questions or get help from other users.
Conclusion
There are many awesome insurance apps and they provide many features to make it easy for the users to manage their policy and claims. Make sure to check on the transparency and security, design and usability, promotions and customer service when you choose the app.
